Free calculator
Net Worth Calculator
Add up what you own and what you owe to see where you stand today. It takes about two minutes.
What you own
What you owe
Your net worth
Net worth today
What you own minus what you owe.
Where your assets are
Save to PinterestWatch your net worth grow, month by month
One number is a snapshot. Update it once a month in the LifeGrid template and see the trend, your asset mix and how much you've grown this year.
- Up to 40 assets and 30 debts
- Monthly net worth chart
- Change this month and this year
Not ready to buy?
Grab the free Monthly Expense Snapshot and see where your money went this month.
Questions
How do I calculate my net worth?
Add up the current value of everything you own, like cash, investments, retirement accounts, your home and vehicles. Then subtract everything you owe. The result is your net worth.
Is a negative net worth bad?
It's common early on, especially with student loans or a new mortgage. What matters most is the direction: tracking it monthly shows whether it's rising.
What's a good debt-to-asset ratio?
Lower generally means more financial cushion. Rather than chase a single number, watch the ratio fall over time as you pay down debt and build savings.